The Secret to Saving $1000's a Year


Let’s face it – we could all use more money.

But short of getting a big raise (fat chance), switching jobs, or winning the lottery, “more money” isn’t in the cards for mostpeople.At least that’s the perception. Because truthfully, there are ways you can add more money – a lot more money – to your bottom line.

If you want to increase your spendable money by $1,000’s of dollars (yes, that’s thousands), there are a few really simple ways to do it, which we’ll go over in this article.


#1 – Little Known Way to Pay Off Mortgage

Here’s the deal with mortgage refinancing – right now, rates are still near historic lows. Add in the government’s own Home Affordable Refinance Plan® (HARP), and you have a situation where you can save on average $4,130 a year simply by refinancing at a lower rate.

And not only will you save money, if you wish, you can likely end up paying off your mortgage sooner. Shortening your loan term can give you an added boost in savings.

Lower payments every month, more money in your pocket right now and perhaps even a shorter term – that’s a win / win / win for you. That’s how powerful interest rates and the HARP program are. And the best news? There is a good chance that you qualify!

To see if you qualify, simply take 5 minutes and fill out this fast online form.


#2 – Pay Less for Auto Insurance

No brainer here – you’re probably paying too much for automobile insurance. And guess what? Your insurance company wants to keep it that way.

But the truth is, most Americans pay far more than they should. Many insurance companies will give you a better rate based on your driving history, how many miles you drive to work, and more. If you didn’t compare companies when you got your current policy, you are almost certainly paying too much.

So how can you find out who will offer you better rates? Simple – you visit an independent, unbiased service that compares insurance company’s rates based on the criteria you enter. is such a site – it takes mere minutes to fill out their simple form, and you’ll likely be quite surprised at how much you can save.


#3 – See if You Qualify for a $5,730 Grant to Return to School

By going back to school (even an online school), you can prepare for a better career, or make that “fat chance” raise we mentioned earlier a reality.

The great part is, as an adult, you may be eligible for a grant worth up to $5,730 to help pay for school. The government has set aside millions of dollars for returning students in financial need. This includes people who were laid off, single moms, those looking for a career change, or anyone looking to go back to school to better themselves. Plus, this grant money can be used for online schools, meaning you don’t need to pick a school near you.

But how do you find the right school and see what kind of financial aid is available? We found a comparison website that does exactly this. Not only will you get matched with schools with career-focused degree programs but you’ll get to speak to a student advisor and see if you qualify for grants, scholarships and loans.


#4 – Simple Trick For $3/week Life Insurance Policies

A Most people don't understand the huge benefits a life insurance policy could bring your family if you were to die unexpectedly. The truth is that a great policy could easily help cover mortgage and child care costs. It could also help secure a good education for your children and safeguard your loved ones from inheriting your debts. Of course, a great policy could also help cover funeral costs. But with all of these great benefits, many people may think that the costs are high. The great news is that in today's market, policies are actually very inexpensive and a lot more affordable than you may think.

What we’ve found is that Fidelity Life Insurance can help users find affordable and reliable Life Insurance policies. For example, if you are a non-smoker in good health, you could qualify for some huge discounts. Also if you are under the age of 55, thanks to new program policies it's now easy to qualify for life insurance policies for as low as $3 per week. Take a look at Fidelity Life Insurance today for a more secure and safe plan for your family.


Start Here:

Step #1 – Refinance Your Mortgage
Step #2 – Pay Less for Auto Insurance
Step #3 – See if You Qualify for a $5,730 Grant to Return to School
Step #4 – Simple Trick For $3/week Life Insurance Policies