April 22, 2024

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The Top 5 Best And Most Affordable Cars of 2023

Most of us use cars as transportation tools, and some of us also use it for work: Whether it’s to haul items -or people- there’s a good percentage of Americans who depend on cars to make a living. So, combining the fact that most of us are trying to save money, and a great deal of us need cars as a reliable means of transportation, we’ve put together a list of the 5 best and most affordable cars you could get in 2023. Category 1 – Compact Car: If you need bang for your buck, a compact car is where it’s at for you. Whether you like these or not,

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The Florida Home Insurance Crisis: Fraud, Storms and Rising Premiums

Florida is currently grappling with an escalating home insurance crisis. From fraudulent roofing claims to recurring natural disasters, the state’s insurance landscape is becoming increasingly challenging. Florida homeowners are left to face rising premiums and a dwindling number of insurance providers willing to cover the risks inherent in the Sunshine State. One of the primary issues plaguing Florida’s home insurance sector is fraud, specifically related to roofing claims. Unscrupulous contractors, often acting as intermediaries, are known to encourage homeowners to file unnecessary or exaggerated claims. Such fraudulent activities drive up the costs for insurers and, in turn, increase premiums for policyholders. These fraudulent claims have particularly been focused on roof

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The Debt Ceiling Quandary: An Examination of the Current Situation and its Implications

The U.S. government’s debt ceiling is, at its core, a fundamental part of fiscal policy that has profound implications for the nation’s economy and credibility. Essentially, it refers to a legislative limit set by Congress on the total amount of national debt the Federal Government can accrue. In January of this year, the United States hit this ceiling, sparking a new wave of political and financial debates, given the ramifications of a potential default. The debt ceiling, first instituted in 1917, has undergone numerous increases over the years. Its primary purpose is to impose a form of fiscal responsibility, aiming to prevent runaway spending. However, it often becomes a focal

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What’s The Deal with Daylight Savings Time?

Spring ahead, fall behind! Consider this your reminder that Daylight Savings Time ends on November 7th at 2am EST. We’ve heard this phrase with reference to daylight savings time for as long as we can remember. Gaining an hour in the fall, and losing an hour in the spring, daylight savings time is a unique part of American culture, adjusting the time with the seasons in most places. But why exactly do we continue with this practice? What are its origins? Let’s dive in. Daylight savings time originated as a means to save energy; by having the population wake up earlier in the morning during shorter daylight hours, they would

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Texas, Southern U.S., Under Deep Freeze

Millions of Texans experienced something this week that they thought they’d never deal with; a deep freeze. The record-cold temperatures did more than just chill bones and leave snow across the state. The Texas electric grid, privatized and separated from other states, buckled under the freezing temperatures, leading to power outages and rolling blackouts across the state. With no other options, Texans took to burning furniture and huddling together for warmth as the normal power sources went dry. In many parts of Texas, yet another problem was rapidly emerging. The lack of power to water treatment plants meant that the cleanliness of water suddenly became an issue; as a result,

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COVID-19 Relief Bill Passes US Senate

In the early hours of Friday morning, the United States Senate passed President Joe Biden’s COVID-19 relief bill with a 51-50 vote along party lines, providing a much needed boost of aid to the economy and the American people. Citing the shortcomings of the plan rolled out to address the 2008-2009 financial crisis, President Biden has repeatedly stated his desire to act quickly and deliver relief to the country at the intersection of multiple crises. The measure is generally seen as an extensive, but necessary aid package needed to support American workers and businesses in unprecedented economic times.  The President’s COVID-19 relief plan includes, among other things, money to speed

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Looking At Property? Remember These Tips

Moving into a new place, especially a home you’ve purchased, is a major life accomplishment! It’s the end of a long journey of searching high and low for the perfect place to settle in and make your own. From the initial idea to the buying process, you’ve probably been through a lot, and it’s really easy to feel fatigued from the process, but the home stretch is the most important part! Walk Through the Property with a Professional There’s always more than meets the eye with houses and home sales. What might look brand new could be crumbling beneath, and without a trained eye, these material defects can easily go

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Alabama Bests Ohio State for CFB National Championship

In a year that has been so trying and taxing and constantly under siege by the pandemic, most of us didn’t think we’d even have a college football national championship game to watch. Those who held out hope were rewarded with a spectacle of a matchup that saw the Alabama Crimson Tide defeat the Ohio State Buckeyes, 52-24, in Miami, Florida. The victory was a record seventh national championship for Alabama Head Coach Nick Saban, whose team rode the efficiency of Mac Jones and the dynamic playmaking of Heisman winning Wide Receiver Devonta Smith, who set championship game receiving records despite playing in just the first half of the game.

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Want to Keep your New Years Resolutions? You Need These Tips!

It’s safe to say that 2020 felt like the longest year of our lives. Days stretched into weeks, and it felt like a decade had passed before new year’s eve finally came. With new years come those pesky new year’s resolutions; while you might end up keeping some, most get forgotten soon after the calendar changes. But this year can be different! Here are our tips to make the most of the new year! BE SPECIFIC Setting a goal requires a specific target; that way, you’ll always be able to measure your progress against your specific benchmark. For example, instead of saying “I’ll exercise more this year,” try “I’ll exercise

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Five Tips to Freshen Up Your Home

If 2020 has taught us anything, it’s the value of having a space to call your own. We’ve passed much of this year in our homes, apartments, rooms, and yards; keeping a clean house is good for morale, lowering stress, and feeling more comfortable. Here’s a few of our favorite tips to freshen up your space. First, Declutter! Clutter is the silent killer; it sneaks up slowly, and it’s everywhere before you even realize. Try going room-by-room, surface-by-surface to get rid of junk and rid your house of things you don’t need. You may even find something you’ve lost! Let the Light In Unless you live in a cave, you’re

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